Chiropractic Treatment Costs as Damages in a Personal Injury Claim
Many people choose to have chiropractic treatments for a wide range of conditions rather than turn to risky surgery. For those who were involved in a car accident and have suffered several painful injuries, such as soft tissue damage, chiropractic treatment can be very effective. If you were injured in a car accident and anticipate filing a claim against the at-fault driver for your damages, it’s important to understand whether or not chiropractic treatment can be included.
Healthcare Options for Car Accident Injuries
Many types of injuries are common amongst car accident victims. Some require complex surgeries, others require extended physical therapy after the initial treatment. Depending on the nature of the injury, the patient may have several viable options for medical care. Among them could be chiropractic care, which they will know for sure once they have been examined by a Doctor of Chiropractic. Many patients undergo a variety of treatments from an array of specialists. By working together for the benefit of the patient, the healing process can be effective and accelerated. A chiropractor can be an integral part of the patient’s well-rounded treatment regimen.
Healthcare Coverage for Chiropractic Treatments
If your car accident damages will be covered by your general health insurance policy, or your automobile insurance coverage, chiropractic claims may be limited the terms set forth by your insurance carrier.
Another potential concern is that not all chiropractors accept all forms of insurance from their patients. However, many chiropractors will treat a patient in exchange for inclusion in the patient’s personal injury claim that will be submitted to the at-fault party’s insurance company. In this way, the chiropractor’s fees will be paid but not by the patient and not up front. This can be the ideal arrangement for all involved. Should you and your chiropractor agree to this, be clear on their fee schedule and weigh it against the amount of compensation your car accident lawyer expects that you will receive for a settlement. Otherwise, your total medical costs among all of your healthcare providers could exceed the compensation you anticipate receiving. If there is a gap between your damages and the settlement, your personal health insurance coverage may cover the difference.
Including the Cost of Chiropractic Care in Your Personal Injury Claim
When your car accident lawyer is preparing your damages claim prior to submitting it to the at-fault driver’s insurance company, they will determine the following:
· An itemized accounting of your full amount of damages incurred from the car accident
· Which of the damages are compensable
· The dollar value of each type of compensable damage
In determining compensable damages insofar as medical treatment is concerned, the argument must be made that the procedure or treatment is purposeful for full recovery, rather than optional or cosmetic. To that end, your lawyer may include a medical assessment from your chiropractor that shows why you need car accident treatment in Glen Burnie, MD and how it will benefit you in your recovery from your car accident injury or injuries.
Thanks to Mid Atlantic Spinal Rehab and Chiropractic for their insight into chiropractic care and treatment costs for a personal injury accident.
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